Integrated Desking & Payment Penciling Built Into Your CRM

Structure deals faster. Present payments clearly. Close with confidence.

AutoRaptor’s integrated desking and payment penciling gives your sales team a modern, real-time way to structure, compare, and present vehicle deals, all inside your dealership CRM. No spreadsheets. No manual recalculations. No jumping between disconnected systems.

Built for how independent dealerships actually sell, this integrated desking tool lets sales reps shop by vehicle or shop by payment, present multiple scenarios instantly, and move cleanly from pencil to F&I without re-entering data.

Shop by Payment: Sell the Way Customers Actually Buy

Most customers don’t walk in asking about price, they want to know, “What will my payment be?”

AutoRaptor’s integrated desking lets your team work the deal forward or backward:

Start with a vehicle and instantly calculate monthly payments across multiple terms
Start with a target payment and reverse-calculate price or required cash down

Every calculation updates in real time as you adjust selling price, term, APR, trade value, rebates, fees, or down payment. Conversations stay fluid and confident, never awkward or delayed while someone runs to a calculator.

One Pencil with Multiple Scenarios, Zero Guesswork

Present up to three side-by-side deal options in seconds, across different terms, APRs, or down payments, and guide customers to the option that fits their budget.

What your team can do with integrated desking:

Instantly recalculate payments as any deal variable changes

Compare scenarios side by side

Roll fees, accessories, or trade payoff into the financed balance

Rename, refine, or remove scenarios on the fly

All calculations are precise to the cent, consistent across every deal, and compliant with lending standards. No math errors. No rework.

Customer-Ready Proposals in Seconds

Turn any penciled deal into a professional, customer-facing proposal with a few clicks.

Proposals can be:

Printed in-store for desk conversations
Exported to PDF for email or text delivery
Shared digitally with customers reviewing options at home

Each proposal includes clear payment options, complete deal details, and required disclosures, helping customers understand their choices and move forward faster.

From Pencil to F&I: Without Re-Entering Data

Integrated desking means your deal doesn’t stop at the pencil. Every deal you create is:

Saved and versioned so you can return to any scenario

Linked to the customer and vehicle record in your dealership CRM

Carried forward through the entire sales process

Once a deal is agreed upon, managers can push finalized deal data directly into the dealership’s DMS, eliminating duplicate entry and unnecessary handoffs. Sales stays in AutoRaptor. Finance works in their system. Everyone stays aligned.

Built-In Accuracy & Compliance

Payment penciling is designed to protect your team and your dealership.

Your team moves faster without cutting corners on compliance.

Designed for Every Role in the Dealership

Role-based controls ensure the right flexibility and the right guardrails for every position.

Sales Reps

Build and adjust deal scenarios in real time. Present payment options with confidence. Focus on the customer, not the math.

Desk Managers

Review, approve, and lock final deal structures. You can maintain consistency and control across your sales team.

F&I Managers

Receive clean and complete deal data from the sales floor. This reduces errors and rework in contracting.

Dealer Principals

Gain visibility into deal structure and performance. Ensure compliance and process alignment across locations.

Why Dealers Choose AutoRaptor for Integrated Desking

Unlike standalone desking tools, AutoRaptor’s payment penciling is fully embedded in the CRM, not bolted on as an afterthought.

Combined with AI-powered lead management, automated follow-up, and intelligent sales workflows, it’s a complete automotive CRM built for how independent dealers actually operate.

That means:

One platform supporting the entire sales conversation, from first contact to delivery.

Available Now

Integrated desking and payment penciling is available now for dealers using AutoRaptor. See how integrated desking fits your workflow.

Frequently Asked Questions

What is integrated desking?

Integrated desking is deal structuring that lives directly inside your CRM, not in a separate system. With AutoRaptor, you can pencil deals, calculate payments, and generate proposals without leaving the platform where you manage customers and inventory. Everything stays connected from first quote to delivery.

What does "shop by payment" mean?

Shop by payment lets your sales team start with a customer’s target monthly payment and work backward to determine the selling price or required cash down. Instead of only calculating payments from price, you can structure deals around what the customer can actually afford, matching how most buyers think about car purchases.

Does AutoRaptor's payment penciling integrate with my DMS?

Yes. Once a deal is finalized, managers can push deal data directly into your DMS, eliminating duplicate entry and reducing handoff errors. Sales stays in AutoRaptor while finance works in the DMS, keeping both teams aligned without extra steps.

Can I present multiple payment options to a customer at once?

Absolutely. You can create and compare up to three deal scenarios side by side, across different terms, APRs, or down payments. Each scenario updates in real time, and you can turn any combination into a customer-ready proposal for print or digital delivery.

Is payment penciling available on mobile?

The integrated desking tool is currently optimized for desktop use, where most deal structuring happens at the desk. AutoRaptor’s core CRM features, lead management, follow-up, and customer communication, remain fully accessible on mobile for sales reps on the floor.