Capital One vs Cars.com: Which Lead Source Closes More Cars?

Measured inside the 25 independent dealerships that run both — the same sales team working both feeds — and across every dealership we track.

Leads from Jul 2025 – Jun 2026 Same-store sample: 25 dealerships Updated monthly
Short answer

Inside the 25 dealerships that run both, Capital One closes higher at 21 of them and Cars.com at 4. Across every dealership we measure, Capital One leads close at 3.5% and Cars.com leads at 2.1%. Capital One wins on both counts: it closes better and, at about 64 leads a month, still works out to more sales per dealership (2.3 against 1.9 a month).

Inside the same 25 stores

The fairest comparison available: dealerships that received enough leads from both providers for each store's own close rate to mean something. Same team, same process, same lot.

21
stores where
Capital One wins
4
stores where
Cars.com wins
3.1%
Capital One close rate
in these stores
1.8%
Cars.com close rate
in these stores

Side by side

Across every dealership we measure for each provider, leads from July 2025 to June 2026.

Capital One Cars.com
Close rate 3.5% 2.1%
Leads per dealer per month 64 94
Sales per dealer per month 2.3 1.9
Leads worked per sale 28 48
Avg days to sale 6.4 5.4
Dealerships measured 70 129
Leads measured 36,635 114,416

Green marks the better figure. Sales per dealer per month is volume times close rate — the number that decides which provider actually sells more cars.

Capital One wins on both counts: it closes better and, at about 64 leads a month, still works out to more sales per dealership (2.3 against 1.9 a month).

Close rate by year

Year Capital One Cars.com
2022 5.3% 2.4%
2023 4.6% 2.0%
2024 3.6% 2.1%
2025 3.8% 2.0%
2026 (partial) 3.2% 2.2%

Across every dealership measured for each provider that year. Partial years include leads that have not had the full 90 days to close yet.

Common questions

Is Capital One or Cars.com better for car dealers?

Inside the 25 dealerships that run both, Capital One closes higher at 21 of them and Cars.com at 4. Across every dealership we measure, Capital One leads close at 3.5% and Cars.com leads at 2.1%. Capital One wins on both counts: it closes better and, at about 64 leads a month, still works out to more sales per dealership (2.3 against 1.9 a month).

Which sends more leads, Capital One or Cars.com?

A dealership using Capital One received about 64 leads a month, and one using Cars.com about 94, from July 2025 to June 2026.

How is this comparison measured?

The same-store comparison counts only dealerships that received at least 300 leads from each provider in the window, and compares each store's close rate on one against its close rate on the other, so the sales team is the same on both sides. A lead counts as sold if it sold within 90 days of arriving, measured from CRM records with no attribution modeling.

Methodology

The same-store comparison includes a dealership only if it received at least 300 leads from each provider between July 2025 to June 2026. A store counts as a win for whichever provider's leads it closed at the higher rate. We publish a comparison only when at least 10 dealerships run both.

A lead counts as sold if it sold within 90 days of arriving, from each lead's own CRM record, with no attribution modeling. We count only leads that arrived through each provider's integration, exclude bulk imports from previous CRMs, and leave out dealerships that record their sales outside the CRM. The data comes from dealerships whose AutoRaptor agreements allow aggregated, anonymized research; it benchmarks the two providers and is not a measure of AutoRaptor's performance. Figures are aggregated across many dealerships; no individual dealership's results are shown.

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